Which plan option is right for you?

With three to choose from, including rewards, discounts, and more, you’re sure to find one that fits your life.

Great coverage and care, and among the lowest-cost FEHB plans

Could Basic Option be right for you?

  • Up to $750 in rewards: use it to pay your deductible, copays, and other medical expenses
  • Up to $125 annual fitness membership reimbursement
  • Up to $100 discount for Terra’s Kitchen meal prep and delivery service

Consider Basic Option if you:

  • Rarely go to the doctor and you want the lowest premium
  • Always wanted to try Kaiser Permanente
  • Have children through age 17 ($0 copay for primary care visits)
  • Like the cost predictability you get having mostly copays instead of co-insurance

Basic Option members can get up to $125 through our Healthy Returns Program*

Active living is important for good health, and we want you to jump in for the first time or keep up a good habit. Whether you pay for a gym membership or purchase classes for activities such as karate, Pilates, cycling, or yoga, we’ll reimburse you up to $125 in fees to be active in 2018.

Learn about Healthy Returns Basic Option members can get up to $125 through our Healthy Returns Program*

Earn up to $750 in rewards with the Basic Option**

Take steps to improve your well-being to earn rewards to pay for qualified medical expenses. Kaiser Permanente Basic Option subscribers and their enrolled spouses are each eligible to earn $375 per person in 2018.

Learn about rewards Earn up to $750 in rewards with the Basic Option**

Could Standard Option be right for you?

  • Great balance of low premiums and affordable copays
  • Up to $150 in rewards. Use them for your copays and other medical expenses
  • Up to $100 discount for Terra’s Kitchen meal prep and delivery service

Consider this option if you:

  • Have children through age 17 ($0 copay for primary care visits)
  • Want a lower premium with higher copays for most services and prescription drugs
  • Like the cost predictability you get having mostly copays instead of co-insurance

Earn up to $150 in rewards with Standard Option**

Take steps to improve your well-being to earn rewards to pay for qualified medical expenses. Standard Option subscribers and their enrolled spouses are eligible to earn up to $75 per person in 2018.

Learn about rewards Earn up to $150 in rewards with Standard Option**

Could High Option be right for you?

  • Lowest out-of-pocket costs among the Kaiser Permanente options
  • Up to $150 in rewards. Use them for your copays and other medical expenses
  • Up to $100 discount for Terra’s Kitchen meal prep and delivery service

Consider High Option if you:

  • See the doctor often
  • Believe you will exceed $2,250 in out-of-pocket costs (such as copays) for the year. Once you reach that maximum, 100% of your costs will be covered for all services
  • Want a higher premium to have lower copays for most services and prescription drugs
  • Like the cost predictability you get having mostly copays instead of co-insurance

Earn up to $150 in rewards with High Option**

Take steps to improve your well-being to earn rewards to pay for qualified medical expenses. High Option subscribers and their enrolled spouses are eligible to earn up to $75 per person in 2018.

Learn about rewards Earn up to $150 in rewards with High Option**

Notes

This is a summary of the features of the Kaiser Permanente health plan. Before making a final decision, please read the plan’s Federal brochure (RI 73-047). All benefits are subject to the definitions, limitations, and exclusions set forth in the Federal brochure.

These rates do not apply to all enrollees. If you are in a special enrollment category, please contact the agency which maintains your health benefits enrollment.

*The Healthy Returns fitness reimbursement is neither offered nor guaranteed under contract with the Federal Employees Health Benefits (FEHB) Program, but are made available to all enrollees and family members who become members of Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc.

Qualifying fitness centers must offer regular cardiovascular, flexibility, and/or resistance training exercise programs; must offer a proof of payment (e.g., membership agreement or receipt); and must have staff oversight. Fitness centers outside of the United States do not qualify. Refer to ExerciseRewards.com for exclusions and limitations. The ExerciseRewards Program is provided by American Specialty Health Fitness, Inc., a subsidiary of American Specialty Health Incorporated (ASH). ExerciseRewards is a trademark of ASH and used with permission herein. Consult a physician before beginning or changing your exercise or fitness routine. We will process your reimbursement within 30 days of receiving your completed documents. To receive your full annual reimbursement amount of up to $125, you can wait to submit a reimbursement request until you have paid at least $125 to get the full reimbursement for the year.

**The rewards program is open to Kaiser Permanente FEHB subscribers and their enrolled spouses 18 and older. You must accept the Wellness Program Agreement on kp.org/engage to be eligible to earn rewards. You can take the Total Health Assessment (and, for High and Standard Option members, the healthy lifestyle programs) as often as you like, but you can only earn a reward for it, if available, once during the reward period. For the Basic Option, some biometric activities may require you to contact your Kaiser Permanente doctor. To find out how to get the screening you need, call the customer service number on the back of your Kaiser Permanente ID card. We will send each eligible member a Kaiser Permanente Health Payment Card 4–6 weeks after they complete their first activity. See the full list of qualified medical expenses in IRS Publications 502, Medical and Dental Expenses, and 929, Health Savings Accounts and Other Tax-Favored Health Plans, at irs.gov/publications.

Additional terms and conditions may apply. Terra’s Kitchen is independently owned and operated and is not affiliated with Kaiser Permanente. These benefits are neither offered nor guaranteed under contract with the FEHB Program, but are made available to all enrollees and family members who become members of Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. All statements are the responsibility of Terra’s Kitchen. Kaiser Permanente makes no guarantees or representations about Terra’s Kitchen, its products and services, or their continued availability. The discount program may be discontinued at any time, without notice.