What is the PSHB program? What does it do?

PSHB is a new coverage program administered by the Office of Personnel Management (OPM). Starting January 1st, 2025, PSHB will replace FEHB health insurance coverage for eligible Postal Service employees, annuitants, and their family members.

What does the program mean for me and my current benefits?

For the 2024 plan year, Postal Service employees and annuitants are still part of the FEHB Program.

What must I do and when?

Eligible Postal Service employees and annuitants must enroll in a PSHB plan during the PSHB Program Open Season period, from November 11, 2024 – December 9, 2024. PSHB plan options and premium information will be available in October 2024. Employees and annuitants currently enrolled in FEHB plans who do not enroll in a new PSHB plan during Open Season in 2024 will automatically be enrolled in a PSHB plan on January 1, 2025.

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Welcome USPS Employees and Annuitants

Since 1945, Kaiser Permanente has proudly served the U.S. Postal Service, Federal employees and annuitants through the Federal Employees Health Benefits (FEHB) Program.

We’re honored to be a conditionally approved carrier in the Postal Service Health Benefits (PSHB) Program, offering health insurance to USPS employees, retirees, and eligible family members starting January 1, 2025. Bookmark this page to stay informed, and keep reading to learn more.

Join us for a free webinar or in-person seminar

Have questions about the PSHB Special Enrollment Period? Join us for a FREE seminar to learn more. You may be able to enroll in Medicare Part B and not have to pay the Late Enrollment Penalty and get more from your health care benefits. RSVP today for an in-person or online seminar.

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Are you a current Postal Service annuitant? You may be eligible to enroll in Medicare Part B without paying a late enrollment penalty.

If you’re an annuitant entitled to Medicare Part A before January 1, 2024, and have not enrolled in Medicare Part B, you and your covered eligible family members may participate in a Special Enrollment Period (SEP). This will help you avoid paying a late enrollment penalty.

Individuals who qualify for this SEP should have received an enrollment package by April 1, 2024. The package includes a copy of the CMS 40-B form that must be completed and returned to enroll in Medicare Part B during the SEP.

Need more information about PSHB and Medicare enrollment?

Call a specialist today at 1-877-547-4909

Things to know
Curious about your new coverage? Explore frequently asked questions below.

Eligible Postal Service employees and annuitants must enroll in a PSHB plan during the PSHB Program Open Season period, from November 11, 2024 – December 9, 2024. PSHB plan options and premium information will be available in October 2024. Employees and annuitants currently enrolled in FEHB plans who do not enroll in a new PSHB plan during Open Season in 2024 will automatically be enrolled in a PSHB plan on January 1, 2025.

Need more information?

Learn more on OPM’s website

Why Kaiser Permanente?

Discover the comprehensive coverage and simplicity of Kaiser Permanente. No matter which option you choose, you can count on care that’s best in class, personalized, and convenient. That’s what makes us the top-rated health plan in the nation.¹

New to FEHB?

Learn more about benefits designed for you

If you are eligible for Medicare, learn more about the exclusive benefits available to you as a Postal Service retiree here.

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