Main

A better choice for good health

At Kaiser Permanente, Federal Employees and Retirees get more than just a health plan. We give you the top doctors, personalized care, and services you need - in a way that fits you and your lifestyle.

For plans in your area, please enter your home or work ZIP Code:

Kaiser Permanente is not available in that area. Enter a different zipcode or select your region. Zipcode just insist numbers as the valid input. Enter a valid zipcode or select your region.
Your selected region
- Maryland / Virginia / Washington D.C.
You have 3 plan options to choose from. View the plans page to find out which plan is best for you and to learn more.
View my plans

2024 Benefit Highlights1

  • Plan rates starting as low as $49.04
  • NEW automated waitlist: Shorter waits for your appointments
  • $0 deductible for High Option and Standard Option
  • $0 maternity and pediatric care with Standard Option
  • Earn up to $750 with the Prosper rewards program2
Find the plan that's right for you

Postal Service Health Benefits

We are honored to be a conditionally approved carrier in the upcoming Postal Service Health Benefits (PSHB) Program, which will offer health insurance to USPS employees, retirees, and eligible family members starting January 1, 2025. Visit our US Postal Service page to learn how you can help make that transition as seamless as possible.

Experience the Kaiser Permanente difference

Learn more about how health care and coverage work together for you. Plus, get a quick look at your plan options and highlights for 2024.

New for 2024: myStrength Complete3 with Teletherapy

Introducing a complete path to mental health. myStrength Complete now includes live teletherapy with a licensed therapist from the comfort of home. And you still get personalized support for depression, anxiety, sleep management, and more.

Family-friendly plan

Starting or growing your family? Our Standard Option members pay lower out-of-pocket costs, including $0 copays for prenatal care, inpatient delivery, and postpartum care. Plus, never pay for primary care visits or video visits for kids.

 

Compare plans

With three options to choose from, you’ll find a plan that’s right for you and get care from the region’s leading health system.4 Our top-rated plan in the nation includes up to $750 in rewards to pay toward IRS-qualified medical expenses. Just complete a few simple activities.

  • 1This is a summary of the features of the Kaiser Permanente health plan. Before making a final decision, please read the plan’s Federal brochure RI 73-047. All benefits are subject to the definitions, limitations, and exclusions set forth in the Federal brochure.
  • 2The rewards program is open to Kaiser Permanente FEHB subscribers and their enrolled spouses 18 and older. You must accept the Wellness Program Agreement on kp.org/engage to be eligible to earn rewards. You can take the Total Health Assessment as often as you like, but you can only earn a reward for it once during the reward period. Some biometric activities may require you to contact your Kaiser Permanente physician. To find out how to get the screening you need, call the customer service number on the back of your Kaiser Permanente ID card. We will send each eligible member a Kaiser Permanente Health Payment Card 4–6 weeks after they complete their first activity. See the full list of qualified medical expenses in IRS Publications 502, Medical and Dental Expenses, and 929, Health Savings Accounts and Other Tax-Favored Health Plans, at irs.gov/publications.
  • 3These benefits are neither offered nor guaranteed under contract with the FEHB program, but are made available to enrollees and family members age 18 and older who become members of Kaiser Permanente. Psychiatry is not included in the myStrength Complete membership. Telecoaching is not available to members age 13 to 17. myStrength® is a wholly owned subsidiary of Livongo Health, Inc.
  • 4In the survey Best Health Insurance Companies of 2023 by Insure.com, Kaiser Permanente as a national enterprise is rated #1 overall among 60+ insurance carriers. In the NCQA Commercial Health Plan Ratings 2023, our commercial plan is rated 5 out of 5, the highest rating in the region. The 2022 Commission on Cancer, a program of the American College of Surgeons, granted Three-Year Accreditation with Commendation to the Kaiser Permanente cancer care program. The Mid-Atlantic Permanente Medical Group is the largest multispecialty medical group in the Washington, DC, and Baltimore areas and exclusively treats Kaiser Permanente members. Permanente doctors are recognized as Top Doctors in Arlington Magazine (2023), Bethesda magazine (2023), Northern Virginia Magazine (2023), Washingtonian magazine (2022), and Baltimore magazine (2022). According to NCQA’s Quality Compass® 2023, we’re rated 5 out of 5 in 31 measures, including: controlling high blood pressure, glucose control and blood pressure control (140/90) for diabetes, breast cancer screening, colorectal cancer screening, childhood and adolescent immunizations, and postpartum care. Quality Compass is a registered trademark of the NCQA.

Select a region

or, input your ZIP Code

Kaiser Permanente is not available in that area. Enter a different zipcode or select your region. Zipcode just insist numbers as the valid input. Enter a valid zipcode or select your region.